Business Checking

Find a business bank account that checks the right boxes for your business.

Financial profiles vary from business to business. That’s why we have a diverse range of business checking accounts tailored to the specific needs of both businesses and nonprofit organizations. All our small business checking solutions are designed to help you manage your business finances more easily, providing you with personal service attuned to your goals.

Our Business Checking Accounts

FC Penny Bronze Business Checking

No maintenance fee. No minimum monthly balance. This basic account meets the needs of most smaller businesses, and includes the first 200 check transactions (checks deposited, paid or cashed) per statement period at no charge and unlimited electronic transactions. You'll also get a free business debit card and the option to receive additional cards for your employees.


FC Penny Silver Business Checking

Attuned to the needs of your expanding business, this business checking account includes the first 500 check transactions (checks deposited, paid or cashed) per statement period at no charge, $100 off your first order of checks, a 10% discount on payroll services with Paychex®, and a business credit card with no annual fee. Silver Business Checking is a relationship account, which means that the combined balances of your loans and deposit accounts with us make it easier to meet the monthly balance needed to avoid maintenance fees.


FC Penny Gold Business Checking

This comprehensive analysis business checking account is the best choice for businesses that benefit from cash management solutions. Tools like electronic payments (ACH and wires), sweeps, and E-Z Deposit® help you manage and monitor high-volume account activity. And you can use earnings credit to offset other transaction costs.