FC Penny Personal Loans

Quick, easy and flexible. Whether you’re looking to pay off existing debt, complete a home improvement project or take a dream vacation, FC Penny Personal Loan can help you achieve your financial goals.

Getting your personalized rate on a FC Penny Personal Loan takes less than 2 minutes with no impact to your credit score.


$5,000 to $50,000


4 to 7 years




Personal Loan Benefits

Borrow Only What You Need

Keep your options open — apply for a loan between $5,000 and $50,000.

Only 20% Upfront Payment Is Needed For 2 Years

Only 20% upfront payment is required for as long as 3 years.

Get A Quick Credit Response

Receive a quick response to your loan application. Your required documents can be e-signed and uploaded for easy and efficient closing.

Save With Fewer Fees

No origination, application or disbursement fees. No pre-payment penalty.

No Collateral Required

No collateral required for Personal Loans.

Get Quick Access To Funds

Have the money you need, right when you need it. Have the funds in your account right away, often within 2 business days.